Real estate appraisal services for homeowners in the city of Salem and Marion County
The top 7 reasons why OR homeowners order from Action Appraisal Services:
Need help determining the price of your home in or near Salem, OR?
At Action Appraisal Services, we understand the individual needs of a homeowner in need of appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. For-Sale-By-Owner (FSBO) / Pre-Listing ServicesIt's very hard to be objective about your own house because of your emotional attachment to it. Our professional appraisers at Action Appraisal Services are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic selling price so your home will attract interested buyers, a professional appraisal is a very important negotiating tool once you have an interested buyer. It gives you something tangible to show your buyer. An appraisal is an independent third party's opinion of your home's price -- not just you saying how much you think your home is worth. Potential buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to an expert appraiser's value assessment than yours. Appraisals to remove PMIPMI stands for Private Mortgage Insurance. A preferred way to cut costs for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your home. In most cases you can apply to a lender to have the PMI canceled from your loan. We're experienced in helping consumers just like you do away with unnecessary PMI insurance. Challenging Marion county's assessment of your propertyIf you live in a local area that is going down or is not appreciating as much as other houses nearby, your local tax assessor may have your home overvalued. That only means you're probably paying more taxes than you should. The sooner you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal from Action Appraisal Services is your perfect weapon when challenging your property tax assessment. Was your HELOC recently frozen?Your lender just may decide to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area -- even if your specific property has not declined in value. Not only can this be inopportune from a cash flow viewpoint, but it can be negative on your credit score since it may appear as though that credit line is maxed out. Action Appraisal Services can help you reinstate your home equity line of credit with a professional appraisal. We Offer Field and Desktop Appraisal Review ServicesDo you need an expert to double-check your appraisal for precision, or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? An appraiser from Action Appraisal Services can go out and check the subject and comparables in a field review. Or, if you're in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files. We can also provide a retrospective review of any appraisal you may have had in the past. While usually requested by banks, you may desire to utilize this service if you suspect mortgage fraud related to your house. |